How to protect yourself from fraud
Nowadays, the number of ways to commit fraud is increasing and fraud itself is becoming increasingly elaborate. However, you can protect yourself from fraud by following certain steps and remaining vigilant.
- Remember – if something sounds too good to be true, it probably is.
- Never share your PIN code. Before throwing away documents containing personal information, make sure to always rip them up into small pieces.
- Do not reveal any personal or financial data, such as your online banking password, even to technical support specialists.
- Do not immediately trust people who call you or come to your home in order to sell you something. If you feel uncomfortable, feel free to firmly say that this does not interest you. Do not engage in a conversation for too long, as this provides the fraudster with an opportunity to manipulate you.
- Protect yourself online. Regularly change passwords and make them as long as possible (for example, a phrase with numbers). Install the latest anti-virus software on all of your devices.
- Do not open links and e-mail attachments that seem suspicious to you. This way, fraudsters may try to install malware on your computer which could track the passwords that you enter.
- If you are making a transaction with a person that you do not know, talk to him on the phone. Do not disclose the bank whose services you use
- Do not click on links in e-mail messages and do not enter your passwords anywhere, if you receive such requests from the bank or other financial institutions. Even if these messages look realistic, banks never send such e-mail messages to their customers, therefore better contact your bank by phone and report the received e-mail message.
- Do not trust people who present themselves as law enforcement officials and ask you to provide your bank account details or PIN code. Do not believe in threats that your bank account will be blocked (or similar threats) if you do not provide such information.